Description: As technology continues to advance and consumers' preferences constantly change, the need for insurance to be sold at more competitive prices has become apparent, forcing the Broker channel to adjust its business model and also creating a new opportunity for the Direct-to-Consumer channel. The presenter will examine how various channels have co-existed in the past, and evaluate how they will evolve and co-exist in the future. The discussion will also include an analysis of a channel strategy to optimize results for the growth of a company. Presenters will include representative from the following distribution channels

Description: 1993 SOA Meeting, Quebec. This session is about how reinsurers are adapting to market changes. Topics included: 1. How reinsurers are adapting to changes driving direct writers. 2. Is gIobalization of reinsurance having a major effect? 3. In what ways has the reinsurance industry changed over the years and in what ways has it not changed?

Description: A discussion of the similarities and differences in social security benefit design, indexation, and financing in Canada, the United States and other countries.

Description: Discussion of inflation: Causes and impacts and what the roles of actuaries might be to manage it.

Description: Discussion of the current business environment, the profile of the actuary who can meet these needs, directions corporations will take in the 21st century, economic and demographic trends that will affect the environment and markets over the next decade. The panelists discussed the need to be pro-active in shaping the environment.

Description: This presentation is a panel discussion, session 9PD, from the 2000 Annual Meeting of the Society of Actuaries, held October 15-18 in Chicago. A panel of reinsurance experts presents the benefits of reinsurance and how to leverage these benefits during the product development process. With respect to life insurance products, the discussion covers how reinsurers can help with pricing, product design, underwriting, and administration. The panelists also address annuities and international issues. Discussion from participants is included. From the Record of Society of Actuaries, Volume 26, No. 3.

Description: Presented at May 1996 Spring Meeting. This session analyzes the factors that influence the mortality differences between countries and between population and insured-lives mortality.

Description: From the April 1982 Society of Actuaries meeting in Houston. Discussion of how the insurance industries in several countries have dealt with high levels of inflation with respect to the development and marketing of insurance products. Also discussed: I. the overall business and economic environment 2. the taxation structure of insurance companies 3. the availability of suitable investments 4. the insurance regulatory climate and 5. the structure of worldwide capital markets Possible applications to U.S. insurance in the 1980's were explored.

Description: This is a panel discussion focusing on Social Security. From Transactions of Society of Actuaries 1959, Vol. 11, No. 31.

Description: This session from the 1984 SOA New York City Meeting discusses real estate investments, mortgages and equities. Record of the Society of Actuaries Vol. 10, No. 3